Roof Repairs Can Be Claimed From Your Insurance When You Use Professionals

Roof repairs can indeed often be claimed from your insurance, especially when you use professionals for the repair work. However, it’s important to understand that insurance coverage for roof repairs can vary based on the specifics of your policy and the cause of the damage. Here are some general points to consider:

Type of Insurance Policy: Different insurance policies cover different types of damage. For instance, a standard homeowners insurance policy typically covers roof damage caused by unforeseen events like fires, storms, or vandalism.

Cause of Damage: The cause of the roof damage is crucial. If the damage is due to a covered peril, like a natural disaster (hail, windstorm), your insurance is more likely to cover it. However, damage due to wear and tear or poor maintenance is typically not covered.

Age of the Roof: The age and condition of your roof can impact the insurance coverage. Some policies offer full replacement value, while others may only provide reimbursement for the depreciated value of the roof.

Use of Professionals: Using licensed and professional roofers can positively impact your claim. Insurance companies often require professional assessments and repairs to ensure that the work is done properly and adheres to building codes.

Preventive Measures and Maintenance: Regular maintenance and preventive measures can sometimes impact your insurance coverage positively, demonstrating your effort to maintain the roof in good condition.

Remember, each situation is unique, and insurance policies vary greatly. It’s always best to consult with your insurance provider to understand the specifics of your coverage.

Finding the right specialist for the job will ensure your exterior walls are left looking brand-new and protected against any further damage. We are specialist waterproofing, roof repair, damp repair, crack repair and painting contractors based in Johannesburg and Pretoria. We provide obligation-free quotes, site inspections, and are expertly positioned to provide you with a solution for your individual needs.

Contact a representative from Universal Roofing here.